Your auto insurance policy in California does not automatically come with uninsured or underinsured motorist coverage. This is optional additional insurance coverage that is strongly recommended to be added to your car insurance policy. This insurance kicks in when another driver is at fault but does not carry enough insurance to cover your medical bills and other losses or carries no insurance at all.
Purchasing this is usually a good idea because of the minimum coverage limits in place for California drivers. California also has the most uninsured drivers in the entire country, meaning that the chances are much higher that you could wind up in an accident with someone who does not have appropriate coverage to pay for your medical bills. Set aside time to speak with an insurance agent about getting uninsured or underinsured coverage. If you have recently been hurt in a San Francisco vehicle accident and have questions about your next steps as well as what to do if you need to file a claim with your uninsured or underinsured motorist policy, schedule a time to speak to a personal injury lawyer today.
There are often many different components to recovering compensations in a personal injury claim and consulting with a knowledgeable lawyer can help you navigate this complex situation. Recovering full and fair compensation is the best way to put this unfortunate incident behind you.