When you get hurt in an accident, you need to report the accident to your insurance company as soon as possible. This is the only way to protect your legal right to possible compensation from your policy.
Following an accident, there are many different things to keep track of as a victim and it can easily become overwhelming. You may assume that your car insurance company is there to protect you as a paying customer, especially when you provide your accident information immediately. It is possible, however, that your insurance company may deny your claim.
You do not have to accept this denial as the final decision. It can be shocking and overwhelming in the wake of dealing with serious medical conditions and their associated bills. You do have the right to appeal your car accident claim denial, per the California Department of Insurance. It can be difficult to do this on your own, however, especially if you are unsure of the reasons why your claim was initially denied.
You may choose to work with a San Francisco personal injury lawyer to help you appeal this denial. You will need to submit your appeal in writing including documents that support your claim, your version of the accident cause, all insurance correspondence copies, your attorney’s contact information, and your personal contact information.
A personal injury law firm can play an important role in evaluating your appeal including things like:
- Exploring all other compensation options like filing a lawsuit.
- Ensuring that your appeal adheres to required filing times.
- Re-interviewing witnesses from the accident to prove the at fault driver’s responsibility.
- Evaluating your car accident report to determine the cause of the accident.
With enough on your plate during this period, it’s important to find a qualified personal injury attorney in San Francisco to help.